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Middletown Cycling: (502) 384-0770 | Middle of Town Cycling: (502) 882-2453

Ride Now, Pay Later!

Looking to get your hands on a brand new bicycle along with cycling gear and apparel? With our special financing offers, it's now easier than ever! 

Take advantage of our 6 and 12-month deferred interest plans, and ride your dream bike today while paying later.

Our online application process is hassle-free, secure, and speedy. Pre-approval for eligible customers takes just a few minutes! Alternatively, you can visit our store and apply in person by bringing along your valid ID, credit card, and social security number. 

Once approved, you can start enjoying the perks of special financing right away.

Financing Options

  • 6-month deferred interest with a $500 min purchase
  • 12-month deferred interest with a $1000 min purchase
  • 24, 36, 48, and 60-month plans with 9.99% APR with $1999 min purchase

To qualify, your purchase must include a bicycle.

Financing Benefits

  • Low minimum monthly payments
  • No annual cardholder fee
  • 24-hour online account access
  • Paperless billing available

Find Your Dream Bike!

Are you excited to begin your quest for a new bike? You can browse our online inventory and drop by anytime to take it for a spin.

Please note that the minimum payment due on your account will never be less than $30. If you do not pay the purchase balance in full within the promotional period or make a late payment, interest will be charged at the standard variable APR of 28.74% from the purchase date. Additionally, a minimum interest charge of $1.00 per credit plan will apply.

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